IP intelligence as your first line of fraud defense
Stop payment fraud, chargebacks, account takeover and carding before they reach your review queue. Real-time proxy detection and fraud scoring built for Stripe-native teams, payment processors and e-commerce platforms.
Geolocation verification at checkout
Cross-reference the billing address country with the IP geolocation country at transaction time. A mismatch between a US billing address and a Nigerian IP is a reliable chargeback signal. ipOptic Geo DB provides country, region, city and timezone in one lookup — enabling deterministic rules without ML overhead.
VPN, proxy and Tor detection
Fraudsters route transactions through VPNs, residential proxies and Tor to mask their real location. ipOptic Proxy DB classifies each IP by proxy type, usage type and last-seen recency. The PX12 fraud score (0–99) maps directly onto Stripe Radar's risk scale, letting you set threshold-based block or review rules with zero additional normalization.
Transaction velocity and proxy-type scoring
Combine proxy type (VPN vs residential vs datacenter), usage type and last-seen days to build velocity-aware fraud rules. A datacenter IP placing 40 orders per hour is a different risk profile than a residential IP with a single purchase. ipOptic's PX fields give you the primitives; your rule engine or ML feature store gets clean, typed signals.
Account takeover and credential stuffing defense
ATO attacks arrive from rotating proxy pools and Tor exits. ipOptic Proxy DB flags residential proxies — the hardest-to-detect proxy type — with provider name and threat classification. Feed these signals into your login risk engine to challenge suspicious sessions before credentials are abused.
Batch fraud review and historical enrichment
Enrich historical transaction logs with IP intelligence for post-hoc fraud review, dispute evidence packages, and ML feature engineering. ipOptic Batch Proxy Detection processes up to 250K IPs per credit pack with 1-year validity — pay once, query as needed.
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Ready to cut fraud losses?
ipOptic integrates into your existing risk stack in hours. We support REST API, daily DB downloads and bulk batch enrichment.